American Senior Benefits of North Texas
Medicare
Medicare Supplement and Advantage
Because Medicare has limitations, American Senior Benefits of North Texas offers several Medicare Supplements and advantages, and other Medicare solutions, including Part D plans.
Our goal is to help you receive a more than affordable health plan.
The Best Solution For Your Needs
When you turn 65, you may have a ton of questions about Medicare. We are your local option available to answer any questions you may have. We explain Medicare as a whole in a way you can understand. With standardized plans, the costs are not standardized and do vary from company to company. We have many carrier partnerships to help ensure our affiliated agents can determine and then present the best solution for a client’s needs and budget.
Medicare Advantage VS Medicare Supplement
Medicare, a program helping with the cost of healthcare, is a federal health insurance program for people 65 or older, young people with specific disabilities or those with end-stage renal disease. To replace or supplement Original Medicare, you have two options: Medicare Advantage or Supplement. Advantage is a different way of getting the original medicare coverage, and supplement works alongside your original coverage. One key difference between Medicare Supplement and Advantage is how you pay. With Supplement, you pay up front. With Advantage, you pay as you go. If you need help navigating the complexities of Medicare, give us a call (833) 427-2689 for your free Medicare analysis.
Medicare Supplement
Medigap is Medicare Supplement Insurance that helps fill "gaps" in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like: Co payments Coinsurance Deductibles.
Medicare Advantage
Medicare Advantage Plans are a type of Medicare health plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits. Most Medicare Advantage Plans also offer prescription drug coverage. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan. Your Medicare services aren’t paid for by Original Medicare. Below are the most common types of Medicare Advantage Plans. Health Maintenance Organization (HMO) Plans Preferred Provider Organization (PPO) Plans Private Fee-for-Service (PFFS) Plans Special Needs Plans (SNPs).
Medicare Prescription Drug Insurance
Medicare Prescription Drug Plan (Part D). These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
Contact American Senior Benefits Of North Texas Today For A Free Medicare Analysis
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